Credit Card Surcharging Technology.
Guaranteed Compliance.

InterPayments is reimaginging how businesses recover credit card fees. Our technology works like sales taxes, but for credit card fees. Our cloud-based engine automates and guarantees surcharging compliance anywhere you accept credit card payments. With any payment vendor or platform. B2B/B2C merchants and ISVs rely on us to simplify surcharging and recover credit card fees with ease.

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Credit card fees don’t have
to be the cost of doing business

Credit card surcharging is the process of sharing some or all of your credit card processing fees with your customer.

With InterPayments, surcharging works just like sales tax.

Our technology dynamically calculates each card's exact processing fee based upon the cardholder's specific card. We automatically filter the transaction through complicated state, federal, and card brand surcharging rules. We then instantly display the compliant surcharge, before card authorization.

Take control over
when, where, and how you surcharge!

InterPayments is the only fully customizable surcharging technology.
Recover credit card processing fees without changing your payment vendors or platforms.

Up to 25% Net Margin Improvement

Immediate and measurable positive ROI. Offer your customers credit card payment options without the costs.

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100% Total Surcharging Control

Total flexibility over who, when, where, and how much you surcharge - all at the click of a button.

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Turnkey or Customized
Integrations

Keep your existing payment providers. Integrate into your existing ERP, CRM, or Shopping Cart using our payment portals or your own.

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Automated and Guaranteed
Compliance

67 jurisdictions govern US surcharging. Our technology automates your compliance. Our contracts indemnify you for surcharging non-compliance risks.

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How Are You Thinking
About Credit Card Fees?

"We Don’t Accept Credit Cards
to Avoid the Fees"

Credit cards offer guaranteed and faster settlement with high costs. With surcharging, the trade-off becomes easier to manage.
With Surcharging, your customers choose their favored payment option without the costs to you.

"We Accept Credit Cards
But Aren’t Surcharging"

U.S. merchant credit card fees average 2.65% and are a top 3 cost - and rising. Tailored surcharging can recover fees with minimal effort or risk.

"We Accept Credit Cards And Are
Surcharging"

You outsource your sales tax calculations. Surcharging is no different. Surcharging compliance is tricky and constantly evolving, with large risks. Surcharging customization by rate, customer, product, or location are feasible.

Show me ROI for a
B2B or B2C merchant

See data from our most successful B2B and B2C customers, or click below to instantly calculate your company’s savings.

Calculate
Your Savings

This calculator shows you the potential ROI per month you could realize with InterPayments.

Calculate Your Results

Industry: Distribution

Size: $400+ million GMV

Sales Channels: E-Commerce and Virtual Terminal

Integration Point: Integrated into merchant’s 3rd party Enterprise Resource Platform.

Processing Rate Model: Interchange Plus

Industry: Building Materials Distribution

Size: $2+ billion GMV

Sales Channels: E-commerce and virtual terminal

Integration Point: Integrated into proprietary payment pages

Processing Rate Model: Interchange Plus

Industry: Building Materials Distribution

Size: $25+ million GMV

Sales Channels: Virtual Terminal

Integration Point: Used InterPayments' virtual terminal

Features: Only surcharging On Account orders which represented the largest credit card pain point

Processing Rate Model: Interchange Plus

Industry: B2B merchants across several industries

Size: Multiple billions GMV

Sales Channels: E-Commerce and Virtual Terminal

Integration Point: Integrated into platform’s proprietary payment applications

Features: Resold as unique, differentiated feature to merchants to improve merchant acquisition and retention

Processing Rate Model: Interchange Plus and Fixed Rate

Industry: Retail

Size: $100mm+ GMV

Sales Channels: E-Commerce and Virtual Terminal

Integration Point: Integrated into merchant’s 3rd party cloud commerce platform.

Features: Business rules allowed surcharging flexibility depending upon transaction amount.

Processing Rate Model: Interchange Plus

Industry: Services All Industries

Size: $100 million+ GMV

Sales Channels: Virtual Terminal

Integration Point: Integrated into platform’s Card Not Present payment platform

Processing Rate Model: Interchange Plus and Fixed Rate

Industry: Retail

Size: $50 million+ GMV

Sales Channels: E-Commerce

Integration Point: Integrated into merchant’s proprietary e-commerce platform

Features: Added additional product lines after successful surcharging trial period

Processing Rate Model: Interchange Plus and Fixed Rate

Our Partners and Integrations

"Platform Switzerland." We're built to be payment provider and platform agnostic. InterPayments integrates with all major payments solutions and can be customized to your specific needs.

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InterPayments

Learn why surcharging is crucial to your business success

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