InterPayments Makes Surcharging As Easy As...
Credit card number and zip code entered on payment page.
InterPayments instantly calculates the exact, compliant surcharge amount for each specific credit card.
The amount is presented transparently to the customer as a Transaction Fee*
*We help you further lower costs by ensuring your customer can switch to an alternative payment method that's cheaper for you.
100% Control Over When,
Where, and How You Surcharge
Tailor surcharging for your business. There's no one-size-fits-all surcharging. Meet your customer needs and your business requirements.
Pass along the full cost of credit card processing.
Select which orders you want to surcharge and which you don’t.
fee by %
Discount the maximum allowable surcharge amount applied to surchargeable transactions.
Set surcharge amount
by order value
Vary or eliminate the surcharge amount by order value.
Limit the surcharge amount to a fixed cents or dollar amount.
Limit the surcharge amount to a fixed percentage of the order value.
Surcharge On Your Existing Processing Terms and Platform
No rip and replace of your existing processing terms, processor, gateway, or payment platform. InterPayments allows you to compliantly surcharge on your current platform - or the one you’ll have in the future.
Fixed Rate or Tiered Pricing
If you’re on Interchange Plus, you and your customers benefit from lower processing fees overall. InterPayments ensures you retain that benefit. This is especially important if you intend to surcharge only a portion of your credit card volume.
If you’re on Fixed Rate or Tiered pricing, we’ve got you covered. As your business grows, you’ll likely move to Interchange Plus processing. We’ll be here to grow with you.
to the Test
Our flexible solution gives you the opportunity to test InterPayments on a handful of select products or offerings before committing to reducing credit card fees across all lines of business. This allows you to analyze before and after data to ensure customer conversion and retention are unaffected.
Check out our Customer Success Story to learn how testing InterPayments led one merchant to roll our solution out across all their sales channels.Read the Success Story
67 juridisctions - from state, federal, and industry regulations - create an evolving and complicated web of compliance hurdles.
handles it all.
Identifying Approved Cards
InterPayments technology automatically differentiates between all card types – credit, debit, prepaid, and government issued - to maintain compliance.
30 day Card Brand Notification
InterPayments will notify all relevant stakeholders (card brands and acquirers that require notice) on your behalf.
Calculate Exact Surcharge Rates
InterPayments dynamically calculates the surcharge amount for each and every card. We maximize recovery and guarantee compliance.
Customer Surcharge Awareness
InterPayments’ automatically processes the purchase amount and credit card fees as one transaction at checkout and provides you with the most updated proper notice protocols.
Evolving State Legislation
InterPayments diligently oversees evolving and independent state regulations so merchants with national, omnichannel presence remain compliant.
Card Brand Rules
InterPayments' continuosly navigates card brands' multifaceted directives so merchants can maximize their margins with peace of mind.
Card Processing Fees
Flexible DaaS, API; enables exact surcharging
Interchange Plus, Tiered, + Fixed Rate
Acquirer Agnostic; integrates into all popular payments platforms
Integrates into all popular eCommerce software
eCommerce, Virtual Terminal, POS
Tailored to Merchant
Fully Compliant with all regulations
Processing Fees, Add-On
Fixed Rate Only
Determined by Platform; Requires rip and replacement
Limited to Platform’s Partners
Pre-defined Channel Options
Tailored to specific ISO
Limited to Fixed Rate
Provide only fixed fee surcharging without regulatory compliance certainty